Based on research and not influenced
This is based on research, and not influenced. However, we may earn a commission if you buy through links on this site.

Shops That Accept Novuna Finance (Hitachi)

Novuna has different plans you can use to enjoy instalment purchases when shopping at several merchants, online and at physical retail stores.

Spreading the cost of your purchases can be highly convenient, especially with the variety of buy now pay later services available. These options allow you to choose the provider that best suits your needs.

Many of these services offer interest-free plans and can be used for different purchases, reducing the need for upfront payments.

Novuna Finance

Novuna

Max. Amount

£25,000

Credit Check

Yes

Type

BNPL


Tip: Formerly Hitachi Financial, it can be used for payment plans starting from 1 month for up to 120 months depending on the option given at checkout with interest rates varying from 0 to 24.9%.

 

Novuna has plans very similar to V12 Finance with the up to 120 months of instalments one of the longest among buy now pay later providers.

Many merchants accept it at checkout, including those in popular shopping categories like sofas, electronics, tools, bikes, jewellery, and more.

 

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When you choose Novuna for instalment orders, you have several payment plans to choose from, including a no-interest option for 1 to 12 months, thanks to its deferral terms.

If you are offered the interest-free up to 12 months plan, only £29 is required at the end of the contract as an agreement fee.

For longer terms, Novuna has an interest which varies between 0.9% to 24.9% depending on the length of the plan and the retailer where it is being used.

While the maximum spend value is £25,000, the minimum order amount varies per merchant with the standard being at least £250 cart value at most stores.

When you apply for financing, Novuna will do a hard inquiry which will have a temporary impact on your credit score but it also reports activities to the major bureaus hence, it can help rebuild your score over time.

Some shopping portals offer the option to check your eligibility for financing. If this feature is available at your preferred retailer, it is wise to use it before applying. This way, you can know whether you will qualify without affecting your credit score.

It usually requires a downpayment and the amount varies per merchant. You may be required to pay between 10% to 15% of the order value before applying.

Novuna is the same as Hitachi Financial (its former name) and when applying, you may see it represented by any of these.

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Electronics
Furniture
Jewellery
Others

Furniture and Sofa Retailers that Accept Novuna Finance

Homebase
Homebase

A leading home improvement and garden retailer offering products for DIY projects, enhancements, and outdoor living.

 

It accepts Novuna online and when you visit any of its physical stores for financing items like furniture, plumbing equipment, tiles, electronics and other related home essentials.

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To use the option when making payments at Homebase, a minimum order value of £500 is required.

If your cart is up to the required minimum and you do not see the option when using the website, you can use the support channel for a link to be generated for you.

However, in-store usage is seamless as you only need to let the representative know you want to finance with Novuna.

Sofa.com
Sofa.com

This retailer requires a minimum spend of £350 to use the option at checkout to finance different designs of sofas for the living, dining, and bedroom. It also houses varying accessories to complement your purchases.

Carpetright
Carpetright

It specialises in flooring products, including carpets, vinyl, laminate, and rugs. You can also purchase mattresses and beds when shopping on the portal, including artificial grass.

NCF Living
NCF Living

Another popular merchant with a good presence online and offline with offerings in furniture and home decor. Its inventory consists of sofas, beds, dining sets, and accessories.

Furniture Village
Furniture Village

The company offers a good selection of furniture, including sofas, beds, dining tables, and home accessories. You can also use Novuna when you visit its physical outlets with a minimum order value of £500 required.

DFS
DFS

It is one of the largest furniture retailers in the UK with a vast online collection and when you visit its physical stores spread across several locations. It deals majorly in sofas and other home furnishings.

Prestige Beds
Prestige Beds

It deals in the sales of beds, mattresses, and other bedroom furniture. You need to use its call option at checkout for high-ticket purchases and payment plan orders.

KC Sofas
KC Sofas

The platform is a multi-financing supported portal. In addition to Novuna, it is one of the online stores that accept DivideBuy, Snap, Klarna, and others for purchasing sofas and accessories.

FW Homestores
FW Homestores

Your cart value must be up to £500 to use the option when purchasing at FW, both online or at any of its physical stores. It provides different products, including sofas, dining tables, beds, and home accessories.

Dreams
Dreams

This retailer specialises in sleep products, offering a comprehensive range of beds, mattresses, headboards, bed frames, and related items.

Electronic Shops that Accept Novuna Finance

Ebuyer
Ebuyer

You can purchase different items when shopping on the platform, including computers, components, peripherals, networking equipment, and consumer electronics.

 

Ebuyer requires a purchase value of at least £300 before the Novuna option will be available for checkout on the website.

Webbs Electricals
Webbs Electricals

It retails kitchen appliances, such as refrigerators and washing machines, to entertainment systems, including televisions and audio equipment.

TopBBQ
TopBBQ

The company offers a variety of grills, including gas, charcoal, and electric options, as well as smokers and portable models. You can also get pizza ovens on the portal.

Peach Guitars
Peach Guitars

It specialises in guitars, amplifiers, and accessories, catering to musicians of all levels. The platform stocks an extensive selection of top brands and boutique instruments.

H2O Spa
H2O Spa

This retailer specialises in luxury hot tubs, spas, heat pumps, and accessories. To use Novuna on the portal, you need to chat with its support team.

Topstak
Topstak

Known for its range of wood-burning, multi-fuel, and gas stoves, Topstak also offers chimney solutions and a variety of outdoor cooking equipment, including barbecues and pizza ovens.

Wilkinson Cameras
Wilkinson Cameras

It specialises in photographic equipment and accessories, including digital cameras, lenses, tripods, lighting equipment, and binoculars from leading brands. The platform requires a minimum cart value of £200 for financing.

Scan Computers
Scan Computers

Another merchant into computing equipment and accessories on this list, including custom-built PCs, gaming laptops, graphics cards, audio items, cameras, and others.

JG Windows
JG Windows

The company offers products for music enthusiasts, including guitars, pianos, keyboards, drums, orchestral instruments, and recording gear.

Crampton & Moore
Crampton & Moore

This retailer requires a minimum spend value of £225 to utilise Novuna for payment plan orders from its good collection of electronics, including items like televisions, audio equipment, kitchen appliances, and personal care devices.

Jewellers that Accept Novuna Finance

Berry’s Jewellers
Berry’s Jewellers

With a minimum order value of £500, you can finance jewellery in its collection, including engagement rings, wedding bands, necklaces, bracelets, earrings, and watches from renowned brands.

Ramsdens
Ramsdens

Another brand popular for its quality collection of jewellery. While the Novuna option is available for high-ticket pieces, you can opt for alternatives like Payl8r and PayPal on the platform as both require lower spend value.

Ernest Jones
Ernest Jones

It stocks a vast collection of high-quality products, including engagement rings, wedding bands, necklaces, bracelets, earrings, and timepieces from prestigious brands like Gucci, Boss, Cartier, Omega, and TAG Heuer.

Dipples
Dipples

A family-owned retailer with a rich history dating back years. Its collections are from well-known brands in the jewellery industry, including different designs of watches, engagement rings, and other items.

Johnsons Jewellers
Johnsons Jewellers

To spread the cost of your jewellery purchases using Novuna when shopping at Johnsons, you will need to spend at least £285 on non-pre-owned items.

Other Top Retailers that Accept Novuna Finance

Tredz
Tredz

It offers a range of products including road, mountain, electric, and children’s bikes from brands like Giant, Specialized, Cube, Norco, Oakley, and Cannondale.

 

In addition to bikes, Tredz provides a wide array of cycling gear such as helmets, clothing, shoes, and parts.

It is one of the top platforms where you can use the Cycle To Work Scheme to spread the cost of your purchases if you are employed by a company participating in the programme. This can be a better alternative to Novuna since it comes with tax-free benefits and others.

Outside Clinic
Outside Clinic

It provides eye and hearing care services, serving those unable to visit traditional clinics, including the elderly and individuals with mobility issues.

BamberSew
BamberSew

This retailer specialises in sewing, embroidery machines, and related accessories from brands such as Brother, Janome, and Bernina.

FitKit
FitKit

Catering to home gym enthusiasts and professional fitness facilities, it offers a range of products including treadmills, exercise bikes, rowing machines, weight benches, and free weights from top brands like Life Fitness, Technogym, and NordicTrack.

Tile.co.uk
Tile.co.uk

The company provides tiles for various applications such as floors, walls, kitchens, bathrooms, and outdoor spaces, ensuring diverse styles and designs to suit any decor.

Logspan
Logspan

It provides a range of products including log cabins, garden offices, summerhouses, sheds, garages, BBQ huts, and playhouses.

Start Fitness
Start Fitness

This retailer offers a range of products including running shoes, athletic apparel, fitness equipment, and accessories from top brands like Nike, Adidas, Asics, and Under Armour.

Axminster Tools
Axminster Tools

It offers a wide range of products, including power and hand tools, lathes, saws, and woodworking machinery from leading brands such as Festool, DeWalt, and Bosch. You will need to spend up to £556 to use the Novuna option at checkout.

Complete List of Stores that Accept Novuna Finance

The table below shows many of the companies where you can utilise Novuna for instalment plans:

SHOP
CATEGORY
Tredz
Fitness & Sports
Peach Guiters
Electronics & Appliances
Bikeshed
Fitness & Sports
Homebase
Furniture
HBH Woolacotts
Electronics & Appliances
Ebuyer
Electronics & Appliances
Electricshop
Electronics & Appliances
Sevenoaks Sound
Electronics & Appliances
Biketreks
Fitness & Sports
NCF Living
Furniture
Berry's Jewellers
Jewellery
Kronos Audi Visuals
Electronics & Appliances
Jura Watches
Jewellery
Brown Family Jewellers
Jewellery
Sofa.com
Furniture
The Appliance Depot
Electronics & Appliances
Camera center UK
Electronics & Appliances
Carpetright
Furniture
Webbs Electricals
Electronics & Appliances
Crampton & Moore
Electronics & Appliances
The Log company
Electronics & Appliances
Hatton Jewellers
Jewellery
Karelia House
Sewing
H.Samuel
Jewellery
Bloombar Watches
Jewellery
JG Windows
Electronics & Appliances
Johnson Jewellers
Jewellery
H2O Spa
Electronics & Appliances
Ernest Jones
Jewellery
Novatech
Electronics & Appliances
TopBBQ
Electronics & Appliances
BamberSew
Sewing
Topstack
Electronics & Appliances
Clive Mitchell Cycles
Fitness & Sports
Furniture Village
Furniture
Pedalon
Fitness & Sports
Dipples
Jewellery
Wickes
Electronics & Appliances
DFS
Furniture
Saracen Bikes
Fitness & Sports
Outside Clinic
Health
Ramsdens
Jewellery
Machester Bikes
Fitness & Sports
Prestige Beds
Furniture
KC Sofas
Furniture
FW homestores
Furniture
Wikison cameras
Electronics & Appliances
Baldwin
Jewellery
ebike-centre
Fitness & Sports
spatial
Electronics & Appliances
Scan Computers
Electronics & Appliances
Dreams
Furniture
Sussex Beds
Furniture
Britannia
Jewellery
FitKit
Fitness & Sports
Tile.co.uk
Home Improvement
Logspan
Home Improvement
Home Gym Supply
Fitness & Sports
Start Fitness
Fitness & Sports
Axminster Tools
Tools

 

With one of the best interest-free offerings and a good number of merchants accepting it for payments, Novuna is an option to consider when in need of financing for your purchases.

Happiness Crew
Stay Glued!
You are the first in our research hence, we rally around doing rigorous checks, testing and analysis to help you decide on products and services. However, Meedsy is not a lender, broker, bank, financial institution, or FCA-regulated hence, providers' final views are superior to ours and seek professional advice when in doubt.
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