iwocaPay provides financing to businesses with high-value credit for handling purchases at several retailers on flexible payment terms.
You can spread payments for orders at many online stores with the different buy now pay later services available, for personal and business wants.
These options bring convenience and good credit enough to purchase goods you need for your business operations.
iwocaPay
Max. Amount
£30,000
Credit Check
Soft
Type
B2B BNPL
Tip: iwoca is known for its business-focused financing with the pay later at checkout available on a cart value of up to £30,000 and a maximum of 12 months of instalments at a monthly interest rate between 2.5% to 3.33%. You can be offered an interest-free option of 3 months.
It is one of the few checkout financing methods for businesses and operates very similar to Mondu with two services that include pay now through a bank transfer and the spread payments option.
Many retailers that accept it are into catering services, workshop tools, furniture, and others with the iwocaPay option for high-ticket purchases varying from a minimum order value of £150.
It has different payment plans with its interest-free option within the first three months but at some merchants, you may be offered longer term at no extra cost.
You can use it to spread payments for up to 12 months if you have a registered business and depending on the retailer, you will pay a monthly interest of 2.5% up to 3.33% representative.
While the generic minimum purchase value is £150 before you can use iwocaPay to checkout, this can be higher at some merchants but the maximum allowed is £30,000 in cart value.
It is a good option to utilise considering it does not conduct a hard inquiry when you apply hence, it will leave no negative impact on your credit file.
Since it operates on a pay-as-you-go model, paying the full balance early will save you costs as continuing until the 12th month could lead you to paying up to an APR of 39.96%.
Retailers that Accept iwocaPay
Below is a list of companies that use iwocaPay for B2B payment plans:
Furniture Shops that Accept iwocaPay
ThatsMyOffice
An online platform that retails furniture and other items needed to set up a perfect office.
Its product collection includes desks, chairs, booths, storage furniture, and others from different vendors on the platform.
In addition to its support for iwocaPay at checkout, it is one of the retailers that accept PayPal Pay in 3 and Credit and Klarna for payment plans hence, you have alternatives if you need financing for its furniture items when shopping on the website.
Artisan Furniture
It specializes in dropshipping and wholesale supply, offering a range of handmade pieces including wooden, upholstered, and painted furniture. You can also purchase home decor on the platform.
Security Direct
The company is into the manufacture, supply, and installation of roller shutters and doors. Its products are designed to enhance the safety and protection of both residential and commercial properties.
Catering & Packaging Product Retailers that Accept iwocaPay
Gadsby
It supplies hampers, gift baskets, and retail display items. The platform offers a wide range of products that cater to corporate and individual gifting needs.
The portal maintains iwocaPay for trade customers but if you want to finance personal products, you can request Gadsby Credit through the chat channel when you are on the payment page.
The Tiny Box Company
The company is into stylish packaging solutions, offering a wide range of products including jewellery, gift boxes, and custom packaging options.
Ecatering
It is an online catering equipment and supplies dealer, serving the hospitality industry. Its products include kitchen appliances, cookware, tableware, consumables, and cleaning items.
FFD Catering Equipment
Another commercial kitchen equipment supply company with different items catering to the needs of chefs. Its product categories include washing, refrigeration, EPOS systems, cookware, fabrication, and clothing.
Catering Appliance Superstore
This company also deals in catering equipment with two financing methods. You can use iwocaPay and PayPal for conventional buy now pay later or opt for the lease option from £500 cart value.
Kitchway
Another wholesale dealer in tableware and restaurant supplies. Its inventory includes appliances, Asianware, baking items, janitorial supplies, and others needed for catering services.
Anglia Catering Equipment
It deals in new and reconditioned equipment for commercial catering needs. Its inventory targets refrigeration, food preparation, laundry, and beverages.
H2 Catering Equipment
Another retailer with products from top brands. Its item categories include fabrication, displays, food service, ware-washing, and refrigeration.
Infernus
While the company is into the distribution of catering equipment, it also manufactures products including dishwashers, breading tables, pizza ovens, mixers, dough rollers, and waffle makers amongst others.
Catercombi
It specializes in refurbishing and servicing commercial combi ovens.
Pizza Equipment
This retailer also offers a lease option in addition to its support for iwocaPay but your order must be up to £1,000 in value to use. It deals majorly in pizza and pasta preparation equipment.
Coffee Seller
It supplies office coffee machines to businesses in London and across the UK, catering to needs of all sizes, from small back offices to large co-working spaces.
Tools Shops that Accept iwocaPay
Top Tower
This company provides access solutions and tools. It manufactures and supplies products such as access towers, builders’ trestles, and fume extractors, catering to both professionals and D.I.Y. enthusiasts.
DCTUK
Its product range includes carpets, luxury vinyl tiles, and other flooring items catering to residential and commercial spaces.
Ultrimax
The company specializes in supplying high-performance paint, coatings, and consumables to the industrial sector.
IMS
Industrial Metal Services supplies general and processed steel to trade and DIY customers. They offer steel products, including sections, tubes, sheets, plates, mesh, stainless steel, and aluminium.
Wessex Medical
It supplies medical equipment and consumables to healthcare providers. Its collection includes diagnostic devices, first aid supplies, and other equipment, catering to the needs of hospitals, clinics, and emergency responders.
KH Fixings
The retailer deals in fixings, fasteners, and building supplies, offering a range of products, including screws, bolts, nails, and construction accessories.
The Trade Village
The company is a nationwide aluminium trade supplier, catering to double-glazing firms, self-employed installers, architects, builders, and property developers.
Other Retailers that Accept iwocaPay
Buffoon Media
It is a marketing agency specializing in creative and strategic solutions for businesses. It helps clients in creating and streaming content across the UK.
BullionGiant
The company is into the supplies of precious metals, offering a range of gold, silver, platinum, and palladium products. It caters to investors and collectors, enabling them to invest in physical
gold bars.
With high-ticket value and the option to enjoy interest-free financing for some months with no late payment fee, iwocaPay is one to try when you need instalment plans for your business. However, always be responsible and utilise it only if required.
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