Based on research and not influenced
This is based on research, and not influenced. However, we may earn a commission if you buy through links on this site.

How to Use the Fair For You Shopping Card

Fair For You Shopping Card lets you enjoy instalment plans when purchasing outside its catalogue but accepted at select retailers.

One of the ways buy now, pay later providers extend their services beyond their platform is through prepaid cards which can be topped up from your assigned credit and used for purchase settlement.

While this method comes with ease and allows access to more products and service financing, many of them have limits regarding where they can be utilised.

Fair For You Shopping Card

Max. Amount

£350

Credit Check

Type

BNPL

Fair For You Shopping Card_


Tip: Available to Good Payers Club members, the card is prepaid and can hold up to £350 which you can use to make payments at select popular high street stores and service providers.

 

The Fair For You shopping card is the only way to use its service to spread the cost of your purchases outside its catalogue since its partners do not have it as a standalone option on the payment page.

It works like every card and you can input the number, CVC and other details required on the payment gateway page with the only exception being that only select merchants support it.

 

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The Fair For You shopping card is not available to all users as you must meet the requirements of being on the system for at least six months with no pending loan repayments.

Once your profile is considered eligible, you will be upgraded to the Good Payers Club after which you can apply for the card.

It differs from the Food Club Card which is only accepted at Iceland for grocery financing. While it allows you to own both, you can only have a single loan at a time hence, both cannot be used concurrently. 

The Fair For You shopping card is an add-on hence, you are still bound by its terms like a monthly interest rate of 4.25%, a late payment fee of £9.50, and a repayment length between 12 to 52 weeks.

Where you need a replacement, you will be charged a fee of £5 hence, you will need to take good care of yours when received. 

Retailers That Accept the Fair For You Shopping Card

Below are product and service providers where you can use the Fair For You shopping card:

Iceland
Iceland

This retailer specialises in frozen food, offering a range of meals, fruits, vegetables, and grocery items.

 

The card is accepted when shopping online or visiting its physical stores. If you are ordering on its website, enter the details at checkout and for offline visits, you can swipe like a regular card.

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For Iceland, it allows the use of both the Food Club and Good Payers Club cards but the second enables you to buy more as it takes in higher funds.

This retailer also accepts Klarna and PayPal Pay in 3 hence, you have alternatives to enjoy interest-free financing.

Argos
Argos

The platform deals in products including electronics, home furnishings, toys, and appliances.

Euronics
Euronics

You can purchase home appliances and electronic products such as washing machines, refrigerators, televisions, and kitchen appliances.

Carpetright
Carpetright

This retailer offers a wide range of carpets, vinyl, laminate, wood flooring, and rugs.

Habitat
Habitat

It is into home furnishings, offering a range of products including furniture, lighting, home accessories, and decor.

Chemist Direct
Chems Direct

It specialises in healthcare products, offering over-the-counter medicines, vitamins, skincare, and personal care items.

Own Comforts
Own Comforts

It deals in electrical goods and household products, offering items that also include jewellery, outdoor furniture, BBQs, fencing, and pet furniture.

Co-op Little Pioneers
Your Coop Little Pioneers

It is into early childhood education and childcare services, offering nursery and preschool programs designed to nurture and support young children’s development.

How to Activate the Fair For You Shopping Card

 

The card will be delivered to you but it requires you to activate before it can be used for shopping at any of the retail partners.

To activate your card, follow the below steps:

  • Login to your dashboard
  • Your card will be displayed and on click
  • Follow the instructions to activate it for transaction

 

How to Use the Fair For You Shopping Card

 

It works very similarly to a regular debit or credit card. Follow the below steps to use for online transactions:

  • On the payment page, enter the card details
  • For security code, check the back of the card for CVC2
  • Once you have entered all the details, you can continue with the payment

 

The process for in-store involves swiping the card on the machine.

How to Check Fair For You Shopping Card Balance

 

To check the balance of your Fair For You shopping card, follow the steps below:

  • Login to your dashboard
  • Select your card to view the balance

Does Fair For You Provide Cash Loans?

 

The platform does not provide a cash loan, rather it allows you to utilise the funds to purchase products on its catalogue and that of its partner retailers on payment plans.

This also applies to the card as you cannot withdraw funds directly from it outside its network. You must be shopping through any of its accepted retailers for it to work.

 

If you are a new user, sticking to early repayments can be helpful towards a quick promotion to the Good Payers Club which will give you an advantage as that comes with the benefit of the Fair For You shopping card that can be used to make payments at popular high-street shops and service providers. 

However, this relies on the main loan product provided by the platform hence, do not default or use more than you can afford to pay back.

Happiness Crew
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You are the first in our research hence, we rally around doing rigorous checks, testing and analysis to help you decide on products and services. However, Meedsy is not a lender, broker, bank, financial institution, or FCA-regulated hence, providers' final views are superior to ours and seek professional advice when in doubt.

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